How Belizean Businesses Can Accept Online Payments in 2025

If you run a business in Belize, accepting payments online is no longer a luxury — it's becoming a basic expectation. Whether you run a hotel, a medical practice, a shop, or a service business, your customers want the option to pay digitally. Here's a practical guide to how it works in Belize right now.

The Two Main Options for Belizean Businesses

Currently, the two primary banks offering e-commerce and online payment solutions in Belize are Belize Bank and Atlantic Bank. Both offer payment gateway integrations that allow your business to accept card payments online securely. Both are PCI compliant and support BZD and USD transactions.

What is a Payment Gateway?

A payment gateway is the technology that connects your business to your customer's bank when they pay online. When a customer enters their card details and clicks pay, the gateway securely processes that transaction and sends the funds to your business account. Think of it as the digital version of a card machine.

Pay Links — The Easiest Starting Point

If you are not ready for a full payment gateway integration, pay links are the fastest way to start accepting online payments in Belize. Both Belize Bank and Atlantic Bank offer payment link services. You create a link for a specific amount, share it via WhatsApp or email, and your customer clicks it to pay by card. No website required.

This is perfect for hotels collecting deposits, dentists taking appointment prepayments, or any service business that books in advance. A customer WhatsApps to book, you send them a pay link, they pay from their phone in seconds.

Full Gateway Integration — For Businesses With a Website

If your business has a Wix website, you can integrate either Belize Bank or Atlantic Bank directly into your checkout. When a customer shops or books on your site, they pay through a secure bank-branded checkout page. Orders are marked as paid automatically, inventory updates, and receipts are sent without you lifting a finger.

What You Need to Get Started

To apply for payment services with either bank, your business must be registered and you must have a business bank account. Once approved, a developer or digital partner — like Belize Digital Solutions — handles the technical integration on your behalf. The process typically involves a setup meeting with the bank's technical team and a testing phase before going live.

Ready to start accepting online payments? Belize Digital Solutions handles the full integration for Belize Bank and Atlantic Bank on Wix websites. Contact us to find out which option is right for your business.